Insurance Agent Salary in California
Insurance Agents in California earn an average of $69,491 per year across 6 metro areas. This is +17.6% higher than the national average.
Average Salary
$69,491
per year
Hourly Rate
$33.41
per hour
vs National
+17.6%
$59,080 national
Salary Range
$44,907
to $100,083
Cost of Living Adjusted Salary
Nominal Salary
$69,491
Cost of Living Index
142
100 = national average
Adjusted Salary
$48,937
purchasing power equivalent
After adjusting for California's cost of living (above average), a Insurance Agent's salary of $69,491 has the purchasing power of $48,937 in an average-cost area.
Insurance Agent Salary by City in California
| City | Median Salary | Hourly Rate | Entry Level (P10) | Senior (P90) | Employment |
|---|---|---|---|---|---|
| San Jose, CA | $83,013 | $39.91/hr | $54,647 | $115,790 | 582 |
| San Francisco, CA | $80,757 | $38.83/hr | $51,097 | $120,119 | 598 |
| Los Angeles, CA | $66,657 | $32.05/hr | $42,115 | $93,352 | 733 |
| San Diego, CA | $65,457 | $31.47/hr | $43,174 | $97,899 | 524 |
| Sacramento, CA | $61,048 | $29.35/hr | $39,582 | $85,516 | 502 |
| Riverside, CA | $60,013 | $28.85/hr | $38,824 | $87,824 | 497 |
Source: Bureau of Labor Statistics OEWS Survey, 2026. Sorted by median salary (highest first).
California vs National Average
Insurance Agent Salary Comparison
Employment in California
There are approximately 3,436 Insurance Agents employed across 6 metro areas in California.
Key Industries: Technology, Entertainment & Media, Agriculture
State Income Tax: 1% - 13.3%
Insurance Agent Salary Range in California
Entry Level (10th Percentile)
$44,907
Starting salary for new Insurance Agents
Median (50th Percentile)
$69,491
Mid-career Insurance Agent salary
Senior (90th Percentile)
$100,083
Top earners in the field
Related Occupations in California
Insurance Agent Salary in Neighboring States
Compare Insurance Agent salaries in California with nearby states to find the best opportunities.
More Insurance Agent Data
Frequently Asked Questions
What is the average Insurance Agent salary in California?
The average Insurance Agent salary in California is $69,491 per year ($33.41/hour) based on 2026 data across 6 metro areas. This is 17.6% above the national average of $59,080.
What is the highest paying city for Insurance Agents in California?
San Jose, CA is the highest paying city for Insurance Agents in California, with a median salary of $83,013 per year. The lowest paying metro area is Riverside, CA at $60,013.
What is the salary range for Insurance Agents in California?
Insurance Agent salaries in California range from $44,907 (entry-level, 10th percentile) to $100,083 (experienced, 90th percentile). The median salary is $69,491 per year.
About This Data
Salary data is sourced from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey. State-level averages are calculated from metro area data within California. Figures represent 2026 estimates and may not reflect all employers or self-employed workers. Cost of living adjustments use regional indices to provide purchasing power context.