Insurance Agent Salary in Kentucky
Insurance Agents in Kentucky earn an average of $53,621 per year across 1 metro area. This is +9.2% lower than the national average.
Average Salary
$53,621
per year
Hourly Rate
$25.78
per hour
vs National
-9.2%
$59,080 national
Salary Range
$35,270
to $75,706
Cost of Living Adjusted Salary
Nominal Salary
$53,621
Cost of Living Index
92
100 = national average
Adjusted Salary
$58,284
purchasing power equivalent
After adjusting for Kentucky's cost of living (below average), a Insurance Agent's salary of $53,621 has the purchasing power of $58,284 in an average-cost area.
Insurance Agent Salary by City in Kentucky
| City | Median Salary | Hourly Rate | Entry Level (P10) | Senior (P90) | Employment |
|---|---|---|---|---|---|
| Louisville, KY | $53,621 | $25.78/hr | $35,270 | $75,706 | 453 |
Source: Bureau of Labor Statistics OEWS Survey, 2026. Sorted by median salary (highest first).
Kentucky vs National Average
Insurance Agent Salary Comparison
Employment in Kentucky
There are approximately 453 Insurance Agents employed across 1 metro area in Kentucky.
Key Industries: Automotive Manufacturing, Healthcare, Logistics
State Income Tax: 4% flat rate
Insurance Agent Salary Range in Kentucky
Entry Level (10th Percentile)
$35,270
Starting salary for new Insurance Agents
Median (50th Percentile)
$53,621
Mid-career Insurance Agent salary
Senior (90th Percentile)
$75,706
Top earners in the field
Related Occupations in Kentucky
Insurance Agent Salary in Neighboring States
Compare Insurance Agent salaries in Kentucky with nearby states to find the best opportunities.
More Insurance Agent Data
More Kentucky Data
Frequently Asked Questions
What is the average Insurance Agent salary in Kentucky?
The average Insurance Agent salary in Kentucky is $53,621 per year ($25.78/hour) based on 2026 data across 1 metro areas. This is 9.2% below the national average of $59,080.
What is the highest paying city for Insurance Agents in Kentucky?
Louisville, KY is the highest paying city for Insurance Agents in Kentucky, with a median salary of $53,621 per year.
What is the salary range for Insurance Agents in Kentucky?
Insurance Agent salaries in Kentucky range from $35,270 (entry-level, 10th percentile) to $75,706 (experienced, 90th percentile). The median salary is $53,621 per year.
About This Data
Salary data is sourced from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey. State-level averages are calculated from metro area data within Kentucky. Figures represent 2026 estimates and may not reflect all employers or self-employed workers. Cost of living adjustments use regional indices to provide purchasing power context.