Loan Officer Salary in FloridaNo State Income Tax
Loan Officers in Florida earn an average of $69,178 per year across 4 metro areas. This is +1.2% lower than the national average.
Average Salary
$69,178
per year
Hourly Rate
$33.26
per hour
vs National
-1.2%
$69,990 national
Salary Range
$44,673
to $99,898
Cost of Living Adjusted Salary
Nominal Salary
$69,178
Cost of Living Index
102
100 = national average
Adjusted Salary
$67,822
purchasing power equivalent
After adjusting for Florida's cost of living (above average), a Loan Officer's salary of $69,178 has the purchasing power of $67,822 in an average-cost area. Additionally, Florida has no state income tax, further increasing take-home pay.
Loan Officer Salary by City in Florida
| City | Median Salary | Hourly Rate | Entry Level (P10) | Senior (P90) | Employment |
|---|---|---|---|---|---|
| Miami, FL | $72,861 | $35.03/hr | $45,813 | $108,197 | 306 |
| Tampa, FL | $68,571 | $32.97/hr | $44,710 | $96,302 | 253 |
| Orlando, FL | $68,449 | $32.91/hr | $45,822 | $100,259 | 318 |
| Jacksonville, FL | $66,832 | $32.13/hr | $42,346 | $94,835 | 284 |
Source: Bureau of Labor Statistics OEWS Survey, 2026. Sorted by median salary (highest first).
Florida vs National Average
Loan Officer Salary Comparison
Employment in Florida
There are approximately 1,161 Loan Officers employed across 4 metro areas in Florida.
Key Industries: Tourism, Agriculture, Aerospace
State Income Tax: None (tax-free state)
Loan Officer Salary Range in Florida
Entry Level (10th Percentile)
$44,673
Starting salary for new Loan Officers
Median (50th Percentile)
$69,178
Mid-career Loan Officer salary
Senior (90th Percentile)
$99,898
Top earners in the field
Related Occupations in Florida
Loan Officer Salary in Neighboring States
Compare Loan Officer salaries in Florida with nearby states to find the best opportunities.
Frequently Asked Questions
What is the average Loan Officer salary in Florida?
The average Loan Officer salary in Florida is $69,178 per year ($33.26/hour) based on 2026 data across 4 metro areas. This is 1.2% below the national average of $69,990.
What is the highest paying city for Loan Officers in Florida?
Miami, FL is the highest paying city for Loan Officers in Florida, with a median salary of $72,861 per year. The lowest paying metro area is Jacksonville, FL at $66,832.
What is the salary range for Loan Officers in Florida?
Loan Officer salaries in Florida range from $44,673 (entry-level, 10th percentile) to $99,898 (experienced, 90th percentile). The median salary is $69,178 per year.
About This Data
Salary data is sourced from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey. State-level averages are calculated from metro area data within Florida. Figures represent 2026 estimates and may not reflect all employers or self-employed workers. Cost of living adjustments use regional indices to provide purchasing power context.