Loan Officer Salary in Kentucky
Loan Officers in Kentucky earn an average of $63,621 per year across 1 metro area. This is +9.1% lower than the national average.
Average Salary
$63,621
per year
Hourly Rate
$30.59
per hour
vs National
-9.1%
$69,990 national
Salary Range
$40,773
to $91,367
Cost of Living Adjusted Salary
Nominal Salary
$63,621
Cost of Living Index
92
100 = national average
Adjusted Salary
$69,153
purchasing power equivalent
After adjusting for Kentucky's cost of living (below average), a Loan Officer's salary of $63,621 has the purchasing power of $69,153 in an average-cost area.
Loan Officer Salary by City in Kentucky
| City | Median Salary | Hourly Rate | Entry Level (P10) | Senior (P90) | Employment |
|---|---|---|---|---|---|
| Louisville, KY | $63,621 | $30.59/hr | $40,773 | $91,367 | 316 |
Source: Bureau of Labor Statistics OEWS Survey, 2026. Sorted by median salary (highest first).
Kentucky vs National Average
Loan Officer Salary Comparison
Employment in Kentucky
There are approximately 316 Loan Officers employed across 1 metro area in Kentucky.
Key Industries: Automotive Manufacturing, Healthcare, Logistics
State Income Tax: 4% flat rate
Loan Officer Salary Range in Kentucky
Entry Level (10th Percentile)
$40,773
Starting salary for new Loan Officers
Median (50th Percentile)
$63,621
Mid-career Loan Officer salary
Senior (90th Percentile)
$91,367
Top earners in the field
Related Occupations in Kentucky
Loan Officer Salary in Neighboring States
Compare Loan Officer salaries in Kentucky with nearby states to find the best opportunities.
More Kentucky Data
Frequently Asked Questions
What is the average Loan Officer salary in Kentucky?
The average Loan Officer salary in Kentucky is $63,621 per year ($30.59/hour) based on 2026 data across 1 metro areas. This is 9.1% below the national average of $69,990.
What is the highest paying city for Loan Officers in Kentucky?
Louisville, KY is the highest paying city for Loan Officers in Kentucky, with a median salary of $63,621 per year.
What is the salary range for Loan Officers in Kentucky?
Loan Officer salaries in Kentucky range from $40,773 (entry-level, 10th percentile) to $91,367 (experienced, 90th percentile). The median salary is $63,621 per year.
About This Data
Salary data is sourced from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey. State-level averages are calculated from metro area data within Kentucky. Figures represent 2026 estimates and may not reflect all employers or self-employed workers. Cost of living adjustments use regional indices to provide purchasing power context.