Loan Officer Salary in North Carolina
Loan Officers in North Carolina earn an average of $69,083 per year across 2 metro areas. This is +1.3% lower than the national average.
Average Salary
$69,083
per year
Hourly Rate
$33.22
per hour
vs National
-1.3%
$69,990 national
Salary Range
$45,533
to $101,000
Cost of Living Adjusted Salary
Nominal Salary
$69,083
Cost of Living Index
96
100 = national average
Adjusted Salary
$71,961
purchasing power equivalent
After adjusting for North Carolina's cost of living (below average), a Loan Officer's salary of $69,083 has the purchasing power of $71,961 in an average-cost area.
Loan Officer Salary by City in North Carolina
| City | Median Salary | Hourly Rate | Entry Level (P10) | Senior (P90) | Employment |
|---|---|---|---|---|---|
| Raleigh, NC | $69,379 | $33.36/hr | $46,526 | $103,568 | 304 |
| Charlotte, NC | $68,786 | $33.07/hr | $44,539 | $98,432 | 320 |
Source: Bureau of Labor Statistics OEWS Survey, 2026. Sorted by median salary (highest first).
North Carolina vs National Average
Loan Officer Salary Comparison
Employment in North Carolina
There are approximately 624 Loan Officers employed across 2 metro areas in North Carolina.
Key Industries: Banking & Finance, Technology, Biotechnology
State Income Tax: 4.5% flat rate
Loan Officer Salary Range in North Carolina
Entry Level (10th Percentile)
$45,533
Starting salary for new Loan Officers
Median (50th Percentile)
$69,083
Mid-career Loan Officer salary
Senior (90th Percentile)
$101,000
Top earners in the field
Related Occupations in North Carolina
Loan Officer Salary in Neighboring States
Compare Loan Officer salaries in North Carolina with nearby states to find the best opportunities.
More North Carolina Data
Frequently Asked Questions
What is the average Loan Officer salary in North Carolina?
The average Loan Officer salary in North Carolina is $69,083 per year ($33.22/hour) based on 2026 data across 2 metro areas. This is 1.3% below the national average of $69,990.
What is the highest paying city for Loan Officers in North Carolina?
Raleigh, NC is the highest paying city for Loan Officers in North Carolina, with a median salary of $69,379 per year. The lowest paying metro area is Charlotte, NC at $68,786.
What is the salary range for Loan Officers in North Carolina?
Loan Officer salaries in North Carolina range from $45,533 (entry-level, 10th percentile) to $101,000 (experienced, 90th percentile). The median salary is $69,083 per year.
About This Data
Salary data is sourced from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey. State-level averages are calculated from metro area data within North Carolina. Figures represent 2026 estimates and may not reflect all employers or self-employed workers. Cost of living adjustments use regional indices to provide purchasing power context.