Loan Officer Salary in Rhode Island

Loan Officers in Rhode Island earn an average of $71,174 per year across 1 metro area. This is +1.7% higher than the national average.

Average Salary

$71,174

per year

Hourly Rate

$34.22

per hour

vs National

+1.7%

$69,990 national

Salary Range

$46,532

to $104,229

Cost of Living Adjusted Salary

Nominal Salary

$71,174

Cost of Living Index

106

100 = national average

Adjusted Salary

$67,145

purchasing power equivalent

After adjusting for Rhode Island's cost of living (above average), a Loan Officer's salary of $71,174 has the purchasing power of $67,145 in an average-cost area.

Loan Officer Salary by City in Rhode Island

CityMedian SalaryHourly RateEntry Level (P10)Senior (P90)Employment
Providence, RI$71,174$34.22/hr$46,532$104,229295

Source: Bureau of Labor Statistics OEWS Survey, 2026. Sorted by median salary (highest first).

Rhode Island vs National Average

Loan Officer Salary Comparison

Rhode Island Average$71,174
National Average$69,990
Difference+$1,184 (+1.7%)

Employment in Rhode Island

There are approximately 295 Loan Officers employed across 1 metro area in Rhode Island.

Key Industries: Healthcare, Education, Manufacturing

State Income Tax: 3.75% - 5.99%

Loan Officer Salary Range in Rhode Island

Entry Level (10th Percentile)

$46,532

Starting salary for new Loan Officers

Median (50th Percentile)

$71,174

Mid-career Loan Officer salary

Senior (90th Percentile)

$104,229

Top earners in the field

Loan Officer Salary in Neighboring States

Compare Loan Officer salaries in Rhode Island with nearby states to find the best opportunities.

Frequently Asked Questions

What is the average Loan Officer salary in Rhode Island?

The average Loan Officer salary in Rhode Island is $71,174 per year ($34.22/hour) based on 2026 data across 1 metro areas. This is 1.7% above the national average of $69,990.

What is the highest paying city for Loan Officers in Rhode Island?

Providence, RI is the highest paying city for Loan Officers in Rhode Island, with a median salary of $71,174 per year.

What is the salary range for Loan Officers in Rhode Island?

Loan Officer salaries in Rhode Island range from $46,532 (entry-level, 10th percentile) to $104,229 (experienced, 90th percentile). The median salary is $71,174 per year.

About This Data

Salary data is sourced from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey. State-level averages are calculated from metro area data within Rhode Island. Figures represent 2026 estimates and may not reflect all employers or self-employed workers. Cost of living adjustments use regional indices to provide purchasing power context.