Loan Officer Salary in TexasNo State Income Tax
Loan Officers in Texas earn an average of $67,773 per year across 5 metro areas. This is +3.2% lower than the national average.
Average Salary
$67,773
per year
Hourly Rate
$32.58
per hour
vs National
-3.2%
$69,990 national
Salary Range
$44,756
to $98,618
Cost of Living Adjusted Salary
Nominal Salary
$67,773
Cost of Living Index
93
100 = national average
Adjusted Salary
$72,874
purchasing power equivalent
After adjusting for Texas's cost of living (below average), a Loan Officer's salary of $67,773 has the purchasing power of $72,874 in an average-cost area. Additionally, Texas has no state income tax, further increasing take-home pay.
Loan Officer Salary by City in Texas
| City | Median Salary | Hourly Rate | Entry Level (P10) | Senior (P90) | Employment |
|---|---|---|---|---|---|
| Austin, TX | $74,498 | $35.82/hr | $48,731 | $105,132 | 268 |
| Dallas, TX | $70,728 | $34.00/hr | $45,005 | $106,291 | 349 |
| Houston, TX | $70,090 | $33.70/hr | $47,242 | $103,676 | 319 |
| San Antonio, TX | $63,198 | $30.38/hr | $42,583 | $88,041 | 289 |
| El Paso, TX | $60,353 | $29.02/hr | $40,217 | $89,948 | 270 |
Source: Bureau of Labor Statistics OEWS Survey, 2026. Sorted by median salary (highest first).
Texas vs National Average
Loan Officer Salary Comparison
Employment in Texas
There are approximately 1,495 Loan Officers employed across 5 metro areas in Texas.
Key Industries: Energy & Oil, Technology, Healthcare
State Income Tax: None (tax-free state)
Loan Officer Salary Range in Texas
Entry Level (10th Percentile)
$44,756
Starting salary for new Loan Officers
Median (50th Percentile)
$67,773
Mid-career Loan Officer salary
Senior (90th Percentile)
$98,618
Top earners in the field
Related Occupations in Texas
Loan Officer Salary in Neighboring States
Compare Loan Officer salaries in Texas with nearby states to find the best opportunities.
Frequently Asked Questions
What is the average Loan Officer salary in Texas?
The average Loan Officer salary in Texas is $67,773 per year ($32.58/hour) based on 2026 data across 5 metro areas. This is 3.2% below the national average of $69,990.
What is the highest paying city for Loan Officers in Texas?
Austin, TX is the highest paying city for Loan Officers in Texas, with a median salary of $74,498 per year. The lowest paying metro area is El Paso, TX at $60,353.
What is the salary range for Loan Officers in Texas?
Loan Officer salaries in Texas range from $44,756 (entry-level, 10th percentile) to $98,618 (experienced, 90th percentile). The median salary is $67,773 per year.
About This Data
Salary data is sourced from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey. State-level averages are calculated from metro area data within Texas. Figures represent 2026 estimates and may not reflect all employers or self-employed workers. Cost of living adjustments use regional indices to provide purchasing power context.