Personal Financial Advisor Salary: $99,730 Average (2026)
2026 DataCompare personal financial advisor salaries across 50 US cities. Pay ranges from $85,300 to $135,570.
Highest Paying Cities for Personal Financial Advisors
Average Salary
$99,730
across all locations
Highest Paying
$135,570
San Jose, CA
Locations Covered
50
metro areas
Top 10 Highest Paying Cities for Personal Financial Advisors
See which cities pay Personal Financial Advisors the most, from $135,570 down to the #10 spot.
Personal Financial Advisor Salary Comparison by Metro
Top 10 highest paying metro areas compared to national average ($99,580)
| Rank | Metro Area | Median Salary |
|---|---|---|
| #1 | San Jose, CA | $135,570 |
| #2 | San Francisco, CA | $131,011 |
| #3 | New York, NY | $121,388 |
| #4 | Seattle, WA | $121,336 |
| #5 | Boston, MA | $117,251 |
| #6 | Washington, DC | $113,333 |
| #7 | Denver, CO | $110,693 |
| #8 | Los Angeles, CA | $110,504 |
| #9 | San Diego, CA | $108,428 |
| #10 | Sacramento, CA | $105,119 |
COL Adjusted = Salary adjusted for cost of living. Higher values indicate better purchasing power.
Personal Financial Advisor Salary by Experience Level
Average salary ranges across all 50 metro areas based on experience
| Experience Level | Annual Salary | Hourly Rate |
|---|---|---|
Entry-Level 10th Percentile | $64,839 | $31.17/hr |
Mid-Career 50th (Median) | $99,730 | $47.95/hr |
Senior / Experienced 90th Percentile | $144,860 | $69.64/hr |
Entry to Mid Growth
+$34,891
+54%
Mid to Senior Growth
+$45,130
+45%
Total Career Growth
+$80,021
+123%
Personal Financial Advisor Salary by Location
| Location | Annual Salary | Hourly Rate | Employed |
|---|---|---|---|
| San Jose, CA | $135,570 | $65.18 | 228 |
| San Francisco, CA | $131,011 | $62.99 | 269 |
| New York, NY | $121,388 | $58.36 | 467 |
| Seattle, WA | $121,336 | $58.33 | 251 |
| Boston, MA | $117,251 | $56.37 | 326 |
| Washington, DC | $113,333 | $54.49 | 304 |
| Denver, CO | $110,693 | $53.22 | 215 |
| Los Angeles, CA | $110,504 | $53.13 | 373 |
| San Diego, CA | $108,428 | $52.13 | 242 |
| Sacramento, CA | $105,119 | $50.54 | 201 |
| Austin, TX | $104,715 | $50.34 | 209 |
| Minneapolis, MN | $104,515 | $50.25 | 218 |
| Hartford, CT | $103,130 | $49.58 | 250 |
| Portland, OR | $102,435 | $49.25 | 245 |
| Dallas, TX | $101,590 | $48.84 | 274 |
| Riverside, CA | $101,252 | $48.68 | 206 |
| Baltimore, MD | $100,918 | $48.52 | 240 |
| Chicago, IL | $100,675 | $48.40 | 277 |
| Atlanta, GA | $100,233 | $48.19 | 240 |
| Providence, RI | $100,113 | $48.13 | 201 |
| Philadelphia, PA | $99,674 | $47.92 | 247 |
| Miami, FL | $99,016 | $47.60 | 268 |
| Raleigh, NC | $98,880 | $47.54 | 203 |
| Phoenix, AZ | $97,346 | $46.80 | 195 |
| Salt Lake City, UT | $97,151 | $46.71 | 249 |
| Houston, TX | $96,569 | $46.43 | 237 |
| Tampa, FL | $96,499 | $46.39 | 223 |
| Columbus, OH | $95,696 | $46.01 | 226 |
| Orlando, FL | $95,490 | $45.91 | 223 |
| Charlotte, NC | $95,054 | $45.70 | 208 |
| Pittsburgh, PA | $94,711 | $45.53 | 217 |
| Nashville, TN | $94,696 | $45.53 | 227 |
| Cleveland, OH | $94,193 | $45.29 | 232 |
| Detroit, MI | $93,693 | $45.04 | 188 |
| Richmond, VA | $93,304 | $44.86 | 214 |
| Las Vegas, NV | $93,277 | $44.84 | 215 |
| Milwaukee, WI | $93,136 | $44.78 | 193 |
| St. Louis, MO | $92,972 | $44.70 | 190 |
| Cincinnati, OH | $92,823 | $44.63 | 202 |
| Indianapolis, IN | $92,744 | $44.59 | 191 |
| Kansas City, MO | $91,102 | $43.80 | 247 |
| Tucson, AZ | $91,058 | $43.78 | 199 |
| Jacksonville, FL | $90,368 | $43.45 | 218 |
| Louisville, KY | $89,780 | $43.16 | 198 |
| San Antonio, TX | $88,820 | $42.70 | 207 |
| Memphis, TN | $88,772 | $42.68 | 228 |
| New Orleans, LA | $88,410 | $42.50 | 246 |
| Birmingham, AL | $86,268 | $41.48 | 247 |
| El Paso, TX | $85,487 | $41.10 | 242 |
| Oklahoma City, OK | $85,300 | $41.01 | 196 |
About Personal Financial Advisor Careers
This professional role involves specialized skills and knowledge to perform essential job duties across various industries and organizations. Professionals in this field contribute to organizational success through their expertise and dedication to quality work.
Based on Bureau of Labor Statistics data, the average personal financial advisor salary across all U.S. metropolitan areas is $99,730 per year. Salaries range from $85,300 in Oklahoma City, OK to $135,570 in San Jose, CA, reflecting significant variation based on location, cost of living, and local demand. There are approximately 11,812 professionals employed as personal financial advisors across the metro areas we track.
What Does a Personal Financial Advisor Do?
Personal Financial Advisors perform a variety of essential duties in their daily work:
- Perform core job responsibilities with attention to quality and detail
- Collaborate with team members and stakeholders
- Stay current with industry trends and best practices
- Meet performance targets and organizational goals
- Maintain professional standards and ethical conduct
- Contribute to process improvements and efficiency gains
- Document work and maintain accurate records
Education Requirements
Qualifications for this role typically include relevant education, training, and experience. Many employers value a combination of formal education and practical experience. Professional certifications and continuing education can enhance career prospects and earning potential.
Key Skills for Personal Financial Advisors
Factors That Affect Personal Financial Advisor Salary
Several factors influence how much a personal financial advisor earns:
Career Path & Advancement
Career advancement typically involves gaining experience, developing specialized expertise, and taking on increased responsibility. Opportunities may include senior-level positions, management roles, or specialized technical tracks.
Job Outlook
Employment in this field is influenced by economic conditions, industry trends, and technological developments. Professionals who stay current with industry changes and continuously develop their skills will have better career prospects.
Work Environment
Work environments vary based on industry and specific role requirements. Many positions offer opportunities for professional growth and development in supportive workplace settings.
Career Prospects for Personal Financial Advisors
The job market for personal financial advisors continues to evolve with changing economic conditions and technological advancements. Professionals entering this field should be prepared for a dynamic career landscape that rewards adaptability and continuous skill development.
With approximately 11,812 personal financial advisors employed across the metropolitan areas we track, the profession offers substantial employment opportunities. Industry projections suggest steady demand driven by factors including technological innovation, demographic shifts, and evolving business needs.
Professionals who invest in specialized certifications, stay current with industry trends, and develop complementary skills in emerging technologies tend to command higher salaries and have better job security. Networking and maintaining strong professional relationships also play crucial roles in career advancement within this field.
Geographic Salary Variations for Personal Financial Advisors
Salary for personal financial advisors varies significantly by geographic location. The highest-paying metropolitan area, San Jose, CA, offers a median salary of $135,570, while the lowest in our data, Oklahoma City, OK, pays approximately $85,300. This represents a salary difference of $50,270 (59% higher).
Cost of living is a critical factor when evaluating salaries across locations. Higher-paying metropolitan areas like San Francisco, New York, and Seattle typically have significantly higher housing costs, taxes, and general expenses. When considering relocation, calculate your potential take-home pay after accounting for local cost of living differences.
Regional demand also affects compensation. Areas with strong industries that heavily employ personal financial advisors often pay premium salaries to attract and retain talent. Conversely, regions with surplus labor or fewer industry concentrations may offer lower compensation. Remote work opportunities have begun to change these dynamics, allowing some professionals to earn higher salaries while living in lower-cost areas.
Advancement Opportunities for Personal Financial Advisors
Career advancement for personal financial advisors typically follows several paths. Technical advancement involves deepening expertise and specializing in high-demand niches, while management tracks offer opportunities to lead teams and oversee larger projects. Both paths can lead to significant salary increases over time.
Entry-level personal financial advisors can expect to progress from starting salaries around $56,648to the median salary of $99,730 within 3-5 years with solid performance and skill development. Top performers who reach senior levels can earn $200,551 or more, representing the top 10% of earners in this profession.
Professional development investments that typically yield the highest returns include industry certifications, advanced degrees, leadership training, and expertise in emerging technologies or methodologies. Professionals who consistently deliver results and build strong professional networks tend to advance more quickly and negotiate better compensation packages.
Frequently Asked Questions About Personal Financial Advisor Salaries
The average personal financial advisor salary across all U.S. metropolitan areas is $99,730 per year as of 2026. This is based on official Bureau of Labor Statistics data covering 50 metro areas. Salaries range from $85,300 in Oklahoma City, OK to $135,570 in San Jose, CA.
The average hourly rate for personal financial advisors is $47.95 per hour, based on a standard 2,080-hour work year. Hourly rates vary by location, ranging from $41.01/hour in lower-paying areas to $65.18/hour in top-paying cities like San Jose.
San Jose, CA is the highest paying metro area for personal financial advisors, with a median salary of $135,570 per year. This is 36% above the national average of $99,730. Other high-paying areas typically include major tech hubs and cities with high costs of living.
Entry-level personal financial advisors (10th percentile) typically earn around $64,839 per year nationally. Starting salaries depend on education, certifications, location, and industry. Most entry-level professionals can expect to reach the median salary of $99,730 within 3-5 years of career growth.
The average personal financial advisor salary of $99,730 is 68% higher than the typical U.S. worker salary of approximately $59,228. Top earners in this profession (90th percentile) can make $144,860 or more annually.
Oklahoma City, OK has the lowest personal financial advisor salary at $85,300 per year. However, lower salaries often correlate with lower costs of living, which can result in similar purchasing power. The salary difference between the highest and lowest paying areas is $50,270.
There are approximately 11,812 personal financial advisors employed across the 50 metropolitan areas tracked by the Bureau of Labor Statistics. This represents a moderate-sized job market with opportunities in business & finance industries nationwide.
The biggest factors affecting personal financial advisor salary include: geographic location (salaries vary by up to $50,270 across cities), years of experience, industry sector, Years of relevant experience, Education level and certifications. Metropolitan areas with high industry demand and cost of living typically pay more.
In-demand skills that boost personal financial advisor salaries include: Strong communication and interpersonal abilities, Problem-solving and critical thinking, Technical proficiency relevant to the field, Attention to detail and organizational skills, Ability to work independently and as part of a team. Years of relevant experience Developing specialized expertise can help you reach the top 25% of earners ($123,131).
Personal Financial Advisor salaries have generally kept pace with inflation, with the current average of $99,730 reflecting 2026 Bureau of Labor Statistics data. Salary trends vary by location and specialization. Professionals who develop in-demand skills and pursue certifications tend to see above-average salary increases.
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Data Freshness & Source
Current DataLast Updated
March 2027
Data Source
BLS 2026 OEWS
Next Update Expected
March 2027
Salary data sourced from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey. This is the most comprehensive source of occupation-specific wage data in the United States.
About Our Salary Data
This salary data comes from the Bureau of Labor Statistics (BLS) 2026 Occupational Employment and Wage Statistics (OEWS) survey. The BLS collects wage data from employers each May and publishes results the following spring. Our data reflects the most recent official government statistics available. The next BLS data release is expected in March 2027.
Personal Financial Advisor Salary by State
Compare personal financial advisor salaries across 31 states. Click a state for detailed city-by-city salary data.