Personal Financial Advisor Salary in Cincinnati, OH: $92,823 (2024)
Official 2024 BLS Data | $44.63/hour | $60,791 - $136,861 range
Median Annual Salary
$92,823
Hourly Rate
$44.63
/hour
Jobs in Area
202
employed
Compare to Other Cities
See All →Cincinnati, OH
$92,823
San Jose, CA
$135,570
in San Jose, CA
Personal Financial Advisor Salary Range in Cincinnati, OH
Annual Salary Range
$61k
10th percentile
$75k
25th
$115k
75th
$137k
90th percentile
Salary Breakdown by Percentile
| Percentile | Annual Salary | Hourly Rate |
|---|---|---|
| 10th Percentile (Entry Level) | $60,791 | $29.23 |
| 25th Percentile | $74,621 | $35.88 |
| Median (50th Percentile) | $92,823 | $44.63 |
| 75th Percentile | $114,705 | $55.15 |
| 90th Percentile (Top Earners) | $136,861 | $65.80 |
| Average (Mean) | $99,498 | $47.84 |
Personal Financial Advisor Market Insights for Cincinnati, OH
Compensation Overview
Personal Financial Advisor compensation in Cincinnati, OH aligns with regional expectations. The salary range from $60,791 to $136,861 provides a clear picture of earning potential at different career stages.
Local Market Context
Cincinnati, OH offers competitive compensation that aligns closely with national benchmarks. The Ohio economy supports a diverse range of industries, providing stable employment opportunities across multiple sectors.
Career Outlook
The Personal Financial Advisor profession offers diverse career opportunities across industries. Professional development and continuous learning are key factors in advancing within this field. With a 125% salary range from entry-level to top earners, there is substantial room for financial growth as you advance in your career.
Tips for Increasing Your Salary
- •Develop specialized expertise to command higher compensation—top earners make 47% more than median salaries
- •Build a professional network through industry associations and local business groups
- •Pursue relevant certifications or advanced education to demonstrate expertise
-7%
vs National Avg
-8%
vs State Avg
125%
Salary Range
202
Jobs in Area
Career Path & Salary Progression
Typical Personal Financial Advisor salary growth in Cincinnati, OH based on experience level.
Entry Level
0-2 years10th percentile
$60,791
/year
Early Career
2-5 years25th percentile
$74,621
/year
Mid Career
5-10 years50th percentile
$92,823
/year
Senior
10-15 years75th percentile
$114,705
/year
Expert
15+ years90th percentile
$136,861
/year
Note: Career progression and salary growth vary based on company size, industry, skills, and performance. These estimates use percentile data from the BLS as a general guide for typical career paths.
Personal Financial Advisor Job Market in Cincinnati, OH
Where Personal Financial Advisors Work
Personal Financial Advisors work across multiple industries including corporations, government agencies, healthcare organizations, and consulting firms. Each sector offers different compensation structures and career trajectories.
Local Employment Landscape
Employment in this occupation is more limited in Cincinnati, OH compared to larger metros. Professionals may find opportunities concentrated among fewer employers, making employer research and networking particularly valuable.
Types of Employers Hiring
Large Corporations
Typically offer comprehensive benefits, structured advancement, and competitive base salaries with bonus potential
Small to Medium Businesses
May provide more responsibility earlier in your career, flexible work arrangements, and equity opportunities
Government Agencies
Known for job security, excellent benefits packages, pension plans, and work-life balance
Professional Services Firms
Provide client exposure, rapid skill development, and often above-market compensation for top performers
Skills That Increase Earning Potential
Job Search Strategy for Cincinnati, OH
- •Research major employers in the Cincinnati area and follow them on LinkedIn for job alerts
- •Join local professional associations for networking and job leads specific to Ohio
- •Tailor your salary expectations based on the Cincinnati, OH market rate of $92,823
- •Consider roles at varying experience levels—entry positions start at $60,791 in this market
Frequently Asked Questions
The median personal financial advisor salary in Cincinnati, OH is $92,823 per year ($44.63/hour) as of 2026. This is based on official U.S. Bureau of Labor Statistics data. Salaries range from $60,791 for entry-level positions to $136,861 for experienced professionals in the top 10%.
Entry-level personal financial advisors in Cincinnati, OH typically start at around $60,791 per year ($29.23/hour), representing the 10th percentile. New graduates and those with less than 2 years of experience fall into this range. With experience and skill development, salaries can progress to the median of $92,823 within 3-5 years.
Personal Financial Advisors in Cincinnati, OH earn a median hourly wage of $44.63 per hour. Hourly rates range from $29.23/hour at entry-level (10th percentile) to $65.80/hour for top earners (90th percentile). Based on a standard 2,080-hour work year, this translates to annual salaries between $60,791 and $136,861.
The median personal financial advisor salary of $92,823 in Cincinnati, OH is slightly below the national median of $99,580 (6.8% lower). The cost of living is also 9% below average. This salary places you at the 50th percentile, meaning half of personal financial advisors in the area earn more and half earn less.
Personal Financial Advisors in Cincinnati, OH earn slightly below the national average. The local median salary of $92,823 is 6.8% lower than the national median of $99,580. The cost of living is also 9% below average. When adjusted for cost of living, the effective salary is approximately $101,668.
The top 10% of personal financial advisors in Cincinnati, OH earn $136,861 or more per year ($65.80/hour). These top earners typically have 10+ years of experience, advanced certifications, specialized expertise, or hold senior/management positions. The 75th percentile earns $114,705, which is a realistic goal for mid-career professionals.
Key skills that can boost personal financial advisor salary in Cincinnati, OH include: Strong communication and interpersonal abilities, Problem-solving and critical thinking, Technical proficiency relevant to the field, Attention to detail and organizational skills. Professionals with these skills often earn above the median of $92,823, potentially reaching the 75th percentile ($114,705) or higher. Years of relevant experience
Cincinnati, OH has a specialized job market for personal financial advisors, with approximately 202 professionals employed in the area. The median salary of $92,823 is slightly below the national average. The cost of living is also 9% below average. Job seekers should consider both salary and local industry demand when evaluating opportunities.
Compare your personal financial advisor salary to these Cincinnati, OH benchmarks: 10th percentile (entry-level): $60,791, 25th percentile: $74,621, 50th percentile (median): $92,823, 75th percentile: $114,705, 90th percentile (top earners): $136,861. If you earn more than $92,823, you're above average for the area.
Beyond the $92,823 median base salary, personal financial advisors in Cincinnati, OH typically receive comprehensive benefits including health insurance (medical, dental, vision), retirement plans (401k with employer matching), paid time off (15-25 days), and potentially bonuses or profit-sharing. Total compensation including benefits typically adds 25-40% to base salary value.
Experienced personal financial advisors with 5-10 years in Cincinnati, OH typically earn $114,705 (75th percentile) to $136,861 (90th percentile) per year. Senior professionals with 10+ years, certifications, or management roles can reach the top 10% at $136,861. Mid-career professionals (3-5 years) usually earn around the median of $92,823.
Personal Financial Advisors in Cincinnati, OH can see significant salary growth over their careers. Entry-level ($60,791) to median ($92,823) typically takes 3-5 years. Reaching the 90th percentile ($136,861) may take 10+ years and often requires specialized skills, certifications, or leadership experience. That's a potential growth of $76,070 over a career.
Data Source & Methodology
Official government statistics you can trust
U.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics (OEWS) Program
Visit Official BLS WebsiteData Year
2024
2 Years Old
Geographic Area
Cincinnati
Metropolitan Statistical Area
Occupation Code
13-2052
SOC Classification
Sample Size
202
Employees Surveyed
How This Data Is Collected
The OEWS program produces employment and wage estimates annually for over 800 occupations across all metropolitan and nonmetropolitan areas. Approximately 1.1 million establishments are surveyed over a three-year period, representing the most comprehensive wage data available for the U.S. labor market.
Note: Percentile wages represent actual reported wages and may differ from individual compensation packages that include benefits, bonuses, and equity.
Last updated: January 23, 2026
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Personal Financial Advisor in Cincinnati, OH
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Median: $92,823/yr
How Cincinnati, OH Compares
vs National Average
$99,580
vs Ohio Average
$101,390
Cost-of-Living Adjusted
$101,668
Cost of living in Cincinnati, OH is 8.7% below the national average.
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